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Before we dive into deeper posts this year, I wanted to start by sharing why vision boards are so dear to me. I began creating vision boards back in 2018,…
There are seasons in life when growth isn’t loud. It doesn’t announce itself with fireworks or instant success. Instead, it shows up in quiet decisions, small acts of courage, and…
Zambia recently received a sovereign credit rating upgrade from both S&P and Fitch Ratings, a reflection of successful debt restructuring, improved fiscal discipline, and stronger economic management. While this is…
In investment management, we often talk about the importance of diversifying portfolios, maximizing returns, and managing risk. But one investment consistently outperforms the rest is investing in yourself. Whether it’s…
The Lusaka Securities Exchange (LuSE) has surprised the global financial community in 2025 by emerging as one of the world’s best-performing stock markets. Between January and August, its main index…
Money management is not a one-time event. It is a lifelong journey that moves through different stages. Each stage of life comes with its own financial responsibilities, opportunities, and risks.…
Hello and welcome to NdalamaLens (Ndalama-money and Lens- perspective), a space where we explore money, investing, and personal growth in a way that’s practical and empowering. I’m Emmaria Mumbi, and…
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